Afni Collections is a Zombie Debt Collector, Here Is Why

In early 2012, I relocated to Connecticut from Michigan for personal and professional reasons. When I first arrived with little more than the clothes on my back, my smartphone, and a laptop, I found something unexpected waiting for me in my new apartment’s mailbox: a collection letter from Afni. This was strange for quite a few reasons: I had just moved into my apparent a few days previous to receiving the notice. I hadn’t yet changed my address on my

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