How to Write a Cease and Desist Letter

Legal information is not legal advice. I think most of us have found ourselves in a collection situation sooner or later, either by accident of billing or by a reversal of fortune in life. Once an account becomes delinquent, things quickly escalate. It starts with threatening letters in the mail and then the annoying phone calls start: one or two at first, followed by dozens at all hours of the day or night. Debt collectors don’t want you to know

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